The holiday season is in full swing, which can also mean: the spending season is in full swing. Susana Victoria Perez has more. Buzz60
My brain goes through the exact same exercise at around 5 p.m. every December 31st.
As I don my tuxedo for a night of revelry — OK fine, I’m usually in sweatpants settling in for a night of board games — I reflect back on the year that was.
Of course, I think about fun family moments, such as vacations, birthday parties, and youth soccer goals, but I’m primarily evaluating numbers. Did we move forward or backward? And by how much?
I don’t level these queries out of greed or wanton accumulation; instead I’m trying to determine whether or not I’m a liar. Because at the beginning of every year, I declare a series of goals, which can be quantitatively evaluated. I either delivered on those promises or I did not.
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The primary categories I evaluate include college fund deposits, health savings account deposits, 401(k) deposits, charitable contributions, and savings account balances. This list has changed drastically over the years. I used to focus on investment account balances, but I realized that was a giant mistake. Yes, the balances are eventually what’s going to fully fund my goals, but I can’t control the variable nature of my investment accounts. I found myself focusing on something I couldn’t control: A a practice as pointless and frustrating as me trying to elegantly wrap holiday gifts.
If my investment balances fall because of some significant global or domestic event, I’ve made the decision to not care. It’s easier to…