They say no big reward comes without risk. That can be a hard pill to swallow, especially when it comes to our money.

Most of us would rather not put our hard earned cash at risk. With the tough economic times of 2008 in recent memory, people are still on edge when it comes to taking financial risks.

On the other hand, leaving your cash in a savings account isn’t going to get you ahead of the game. In order to be successful financially, you will eventually have to face some risk. In fact, being too complacent with your cash can be one of the biggest financial risks of all.

Here are the financial risks that can be hugely beneficial.

1. Moving to a new city

Do you feel like your current location is lacking in career opportunities? Or perhaps rent is atrocious and you’re finding it hard to get by? A move may be a solution.

There’s no doubt about it — moving is expensive. You may have to break a lease and sign a new one, complete with security deposit. You’ll probably have to pay for a moving truck, movers, new furniture, and more. Not to mention, your new city could come with a much higher cost of living. But, for some people, moving could be well worth it.

When I moved cities, even though I tried to make it as cheap as possible, I still incurred quite a few expenses. But financially and personally, it was worth it to me. My hometown is small with very few opportunities, so I knew I would have a better shot at earning a bigger income in a larger city. Fortunately, that turned out to be true. (See also: Here’s How Much Life in the Big City Will Cost You)

2. Investing in graduate school

Graduate school is a big investment, so it’s important to weigh whether or not the expense is worth it in the long run. Tuition costs are…