(WTNH) – April is National Financial Literacy Month. Jeffrey Corliss, Executive Director of RDM Financial Group at High Tower, shares his tips on good saving and spending habits.

Growing up people do not always receive enough financial education. You are often on your own unless you take classes or if you had a parent that taught you about finances.

There are many resources to learn about finances online as well as adult education classes, that can give you a head start on organizing and monitoring your finances.

Analyze the need vs. the want:

People often use credit cards to pay for purchases and at the end of the month they are surprised at how much those charges add up. An eye-opening exercise is to try to go one week by only paying cash. This really gets people to focus on “Do I really need that shirt?” We have become consumers who always want the newest and latest product. People really need to…